The IRA Account
So what is an IRA? Available to investors since the 1974 Employee Retirement Income Security Act, an Individual Retirement Account (IRA) is a savings account with special tax advantages. Since inception, IRA's have played a prominent role in America's retirement preparedness and have become the standard for building household savings over time. In the almost four decades since its creation, the IRA has become a mainstream investment vehicle as more Americans have become eligible, contribution limits have been increased, tax savings have been improved, and different types of IRA strategies have been created.
But despite their many advantages, traditional IRA's give account owners little control over where their money is placed. With most accounts vested in traditional stocks, bonds and mutual funds (paper assets) portfolio diversification can be challenging, leaving many IRA accounts susceptible to market fluctuations and loss of value.
The Precious Metals IRA Advantage
A Lear Capital Precious Metals IRA account is backed by Gold, Silver, Platinum or Palladium and is an ideal diversification tool. A Lear Golden IRA or gold-backed IRA, for instance, can reduce portfolio volatility and help preserve value and purchasing power despite inflation. Since gold has outperformed the stock market by over 400% in the past decade, a golden IRA from Lear Capital allows investors to increase returns without increasing risk.
HOW TO GET STARTED:
Open a Lear Capital Precious Metals IRA in 3 Easy Steps!
Complete new IRA Account Form and indicate if this is a new precious metals IRA or a rollover account.
Decide on your opening investment amount or if you're moving all or a portion of an existing IRA.
Open, fund and manage your account with Lear Capital.
NOTE: Lear Capital does not provide tax, investment, legal advice, or advisory services; and no one associated with Lear is authorized to provide any such advice or services. Lear Capital makes no representations regarding the tax consequences of holding precious metals as an investment in an IRA or other retirement account. Customers considering whether to include precious metals in an IRA or other retirement account should seek independent tax advice from a qualified professional regarding the tax consequences of such an investment.
The statements made on this website are opinions and past performance is no indication of future performance or returns. Precious metals, like all investments, carry risk. Precious metals and coins may appreciate, depreciate, or stay the same depending on a variety of factors. Lear Capital, Inc. cannot guarantee, and makes no representation, that any metals purchased will appreciate at all or appreciate sufficiently to make customers a profit. The decision to purchase or sell precious metals, and which precious metals to purchase or sell, are the customer’s decision alone, and purchases and sales should be made subject to the customer’s own research, prudence and judgment.