DIVERSIFYING YOUR RETIREMENT SAVINGS NOW!
- How do I actually set up a Golden IRA?
- Who's the custodian of my Golden IRA and what are their fees?
- Who is eligible to make IRA contributions?
- How much may I contribute to my IRA annually?
- If I already have an IRA or other retirement accounts, can I transfer all or a portion of those proceeds to a Golden IRA?
- What is a direct rollover?
- When can I start withdrawing distributions from my IRA?
Simply request the Free Golden IRA Free Information on the front page of the retirement center. It will take a just a few days for you to recieve and complete the easy forms and send it back to us to open your account. A representative is there to answer any of your questions and help you through any details.
Sterling Trust
Established in 1984 to provide quality administrative services for self-directed individual retirement accounts, qualified business retirement plans and personal custodian accounts, Sterling Trust Company currently administers accounts with assets exceeding $2 billion for clients in all 50 states. The company regularly complies with federal and state agencies overseeing regulatory compliance of directed trustees and custodians. In addition, Sterling is audited annually by the prominent accounting firm, Ernst & Young, and is annually examined by the Texas Department of Banking.
Sterling Trust prides itself in its superior customer service. Their representatives are fully trained, knowledgeable, and able to provide you a high degree of courteous service. You'll receive quarterly account statements, and be provided with the necessary government reporting. It's like having your own personal, professional administrative staff responding to your directions. For this superior brand of service, you'll be charged an annual custodial fee of $165.
Generally, anyone under age 70 and a half who earns income from employment, including self-employment, can make annual contributions to an IRA.
You can contribute a maximum of $5,000 (plus a catch-up contribution of up to $1,000 for individuals age 50 and over) or 100% of your compensation, whichever is less, to an IRA each year. SEP Plans and Pentions have higher limits.
Absolutely. You simply complete the Golden IRA forms and transfer any portion of your existing Retirement accounts you wish.
A direct rollover is a distribution from your employer retirement plan which is sent to your IRA or another employer retirement plan. The 20% withholding is not imposed on a direct rollover.
You can begin withdrawals at age 59 1/2. Except for certain circumstances, any funds you withdraw before that date are subject to a 10% penalty.
You must begin withdrawals at age 70 1/2. For Roth IRAs, after five years, you may withdraw funds tax-free and penalty-free before age 59 1/2 for a first-time home purchase or to pay college costs. Further, you don't have to begin withdrawals from a Roth IRA when you reach age 70 1/2.
Purchase Bullion**The statements made in this website are opinions and past performance is no indication of future performance or returns. Precious metals, like all investments, carry risk. Precious metals and coins may appreciate, depreciate, or stay the same depending on a variety of factors. LCI cannot guarantee, and makes no representation, that any metals purchased will appreciate at all or appreciate sufficiently to make customers a profit. The decision to purchase or sell precious metals, and which precious metals to purchase or sell, are the customer's decision alone, and purchases and sales should be made subject to the customer's own research, prudence and judgment.