IRA Center

Why a Gold IRA?

Why consider holding physical gold in an Individual Retirement Account? Because, your retirement is at stake, and there is perhaps nothing more sacred to a working American. These are troubled times and gold has always been the ultimate hedge against economic volatility and crisis. IRA accounts are traditionally dependent upon a select group of stocks, bond and/or mutual funds which are inextricably linked to the economy. And when the economy suffers, the value of many IRA accounts begins to plunge. Gold on the other hand has outperformed the Dow by over 400% over the past decade which begs the question ... why wouldn't you protect a portion of your retirement and secure your accumulated savings with intrinsic value of physical gold or silver?

How to Start?

At Lear Capital we have been helping our customers protect their savings with physical gold for over a decade. Since gold historically moves counter to the direction of stocks, bonds and mutual funds, a Lear Capital Gold IRA can help reduce the volatility and risk of your retirement portfolio. A Gold IRA backs your savings with a solid asset. It helps preserve your wealth and protect your IRA dollars by adding the store of value of tangible metals to your retirement holdings. We have streamlined the Gold IRA process into 3 Easy Steps!

Lear Capital Gold Precious Metals IRAOpen a Lear Capital Gold IRA in 3 Easy Steps!

Call 1-800-576-9355

Step One: Complete our IRA Account Form
Step Two: Decide on your opening investment amount
Step Three: Open and fund your account with Lear Capital

The Self-Directed IRA

A Gold IRA is a self-directed IRA and what that simply means is that you control investment decisions with respect to your account. Self-Directed IRA's allow you to take a more active role in determining your asset mix and give you the ability to expand your retirement account holdings beyond traditional stocks, bonds and municipal funds. So, instead of being locked into a set asset group chosen by a fund custodian, you can make changes to your account giving you more control over gains, losses and your degree of risk. A Lear Capital Gold IRA enables you to hold all or a portion of your retirement dollars in gold to diversify your traditional IRA holdings so your portfolio is less vulnerable to market fluctuations and the ebb and flow of the current global economy.

Moving an Existing IRA Account to Metals

Any portion of an existing IRA Account can be either transferred or rolled into a Lear Capital Gold, Silver or other precious metals retirement account.

A Transfer:

You can transfer an existing IRA into a precious metals IRA at any time as long as the assets go "from custodian to custodian." In a direct transfer, the money flows directly from one IRA custodian to another. This means the distribution check from the old IRA custodian must be made out in the name of the trustee or custodian of the new IRA account that receives the funds. Transfers may be made as often as you like, and Lear has organized hundreds of these types of transfers for our customers.

A Rollover:

A rollover occurs when "you" receive the distribution from your existing IRA account and then turn around and deposit it into another IRA custodial account. In this case you would need to re-deposit the funds into the new IRA account within 60 days. If the 60 day time period is exceeded, you would be liable for taxes and penalties on the money withdrawn. You may roll over the same money only once every 12 months to preserve the tax-deferred status of your retirement savings.

Lear Capital can help! Diversifying a traditional IRA account with precious metals is critical in today's economy. Financial experts recommend that 10% to 15% of your portfolio be allocated to precious metals!

If you have an existing IRA account, we'll help you transfer or roll it into gold, silver, or platinum. If you don't have an IRA our reps will walk you through how to set up a Self-Directed Gold IRA! Give us a call to discuss your current IRA status and explore your individual retirement needs. A Lear Representative is standing by to assist you at 1-800-576-9355 or simply complete our IRA Account Form.

Request a Lear Capital IRA Representative

or call 1-800-576-9355

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Minnesota Residents

The statements made on this website are opinions and past performance is no indication of future performance or returns. Precious metals, like all investments, carry risk. Precious metals and coins may appreciate, depreciate, or stay the same depending on a variety of factors. Lear Capital, Inc. cannot guarantee, and makes no representation, that any metals purchased will appreciate at all or appreciate sufficiently to make customers a profit. The decision to purchase or sell precious metals, and which precious metals to purchase or sell, are the customer's decision alone, and purchases and sales should be made subject to the customer's own research, prudence and judgment.