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Lear Capital Reviews

Are you new to gold investing? At Lear Capital maintaining positive gold IRA reviews and providing excellent customer service is a top priority. We have been America's gold, silver and precious metals leader since 1997.

Lear Capital proudly maintains top rating status with the following consumer authority bureaus:

Rated “Excellent” on Trustpilot with 2,174 reviews.
Charter member of the Business Consumer Alliance with an AAA rating.
Rated 5.0 out of 5 on Consumer Affairs with 1,371 reviews.
Rated 4.7 out of 5 stars on Google with 371 reviews (as of 6/10/24)
Rated 4.8 out of 5 stars on Retirement Living.

We also provide a three-step Price Advantage Guarantee. Our company's promise of transparency comes with no hidden fees and a fully disclosed gold and silver acquisition process. Lear Capital gives every customer an assigned Account Representative to answer any questions.

Customer Reviews

  • I have had an exceptional experience with Joanne at LEAR CAPITAL. If I have had any questions, she always had the answers for me! She is very easy to talk to and who I very much trust. She will always be my "go to girl" for investments with LEAR CAPITAL.

    - Judy T.
  • This was my 1st time buying precious metals. My Rep at Lear was very thorough in explaining all my options. They did not persuade me at all. They answered all my questions and allowed me to make my decision. With all the info and details provided I am confident and excited about my decision to purchase. I highly recommend them to anyone looking to invest in precious metals.

    - Pam Bents
  • This was my first experience buying gold. Maxwell ** made immediate contact after my inquiry. Being a low income first time investor I was treated with respect in a friendly manner that made the experience pleasant. I was surprised and relieved as I half expected to be treated as a peon poor customer. Contrary! Maxwell's genuine concern and professionalism guided me through the process and followed up politely with my concerns. He explained my options and completed my transaction quickly to my satisfaction. Thank you for honoring the promotion of providing the ounce of silver bonus which was highly attractive for a first time buyer. I hope to do more business with Lear as my financial circumstances change.

    - Patricia
  • I loved that while Lear made great recommendations, they were completely open to how I wanted to disperse my investment. I've already recommended Lear to others.

    - Neil Boddicker
  • Very professional and knowledgeable about there products.
    My sales rep. Was especially helpful in determining exactly what I needed.
    In the future I will definitely be calling on him to purchase my silver and gold.
    I also want to say I received my products in a very timely manner.
    Thanks again for all you do God Bless

    - Harry Williams
  • My experience working with Lev Shvarts was great! It couldn't have been any easier. He worked with me to determine how much I should invest and was very conservative with his recommendation on how much I should purchase. It wasn't a hard sell, at all! He made everything simple and easy. I will definitely be using his and Lear Capital's services again, when I can afford to. Thanks again for your professional service.

    - E.T.
  • Michael Fousse has been awesome to work with and has even taken time to get to know me. I feel like he has tried to help me stay away from silly decisions and is always ready with info and insight when I have inquired about different metals and coins vs bullion etc. I appreciate all his work and follow up. Great communication!

    - Rick Blume
  • He,Reed, answered my call, firstly. He gave me suggestions for different options and I was able to make a purchase I am very happy with. Y'all's will be my first choice next time.

    - Jimmy Hensley
  • Lev has been exceptionally helpful to me a novice in precious metals. He has helped direct my purchases toward my investment goals. I have complete confidence in Lev and his feedback and recommendations.

    - Robert Parker
  • Hi,

    Inasmuch as my previous company which held my ETF 's bombed and Jody Alway helped me w/ the rollover , and conversion to solidarity, I feel a trust that can only be viewed as "friends in time of need". And, these are certainly times of uncertainty, hence the title of this note. Keep up the good work.

    - James Wagar
  • Lear Capital,

    I want to respond to this mail directly. if this email makes its way to Jody Alway alone, then I'm requesting she forward this to all parties concerned at Lear Capital. I do not regularly log into different web sites or fill out surveys and this is no exception. However, I would like to say to Lear Capital that Jody Alway has my trust, and I have received nothing less than top notch service from her. I have directed others that I know personally to Jody because her work ethic and outstanding service. There is something missing in America these days. Specifically, it is the ability to reach out to people in businesses today for service. Simply getting some one on the phone to talk to is hard to do at times. Jody and Lear Capital are the exception to this increasingly annoying nomality in America. I want to thank Lear Capital for Jody.

    - E. Hill
  • Hi Arthur;

    I told Gina... She is the final one that turned my mind towards Lear. Your competition is really outraged at me for changing my mind after they bungled the transfer of funds from my existing IRA account. "They" had 20 days to do so. I am assured that Lear will do it in less than 5 working days.

    ... if you have the authority, you might want to take her out for a nice lunch. If you don't (can't) - please nominate her for employee of the month (quarter, year, century......).

    She deserves recognition. It is an employee like Gina that can make a huge difference with the customer. It did with me (so did you!).

    In retrospect, I felt like I was working with a much better team at Lear Capital than with your competition [----- Financial]. It made the decision easier.

    Gina should have the paperwork tomorrow morning.

    Keep up the great teamwork and customer support. I look forward to a long term relationship with Lear.

    - Brian D.
  • My representative is Victor DeRose. He rates an A+ in every category of the questionnaire. I had tried to purchase some coins from another company. They were so rude I just hung up the phone. I was delighted to find Victor and his professional, kind, and helpful manner. I am recommending him to friends. All in all, my first experience buying metals was a wonderful one. I hope to purchase more as time goes on.

    - Polly Gable
  • Eric was very patient and understanding as this was my first metals purchase. I will be purchasing again.

    - Elaine Biggs
  • Dealing with Chuck Navies was a very pleasant experience and I am fortunate to have him working for me. Chuck has been very responsive to my inquiries and helped me understand the purchasing process. I am happy to recommend him to my friends and family.

    - Timothy Kleeman
  • Charles was very clear and informative about premium coins. This being my first experience with any professional coin dealers was a very enlightening and pleasant experience. I will not hesitate to recommend Lear Capital to my friends, family, and acquaintances. Thank you for your helpful assistance.

    - John D. & Brice G. Mc Clellan
  • Eric has been very knowledgeable -- and patient -- with explaining all my options while I was considering the purchase. He has also been very helpful since I received my gold and I feel I can call him any time with questions. We are, additionally, now talking about another option for me with my IRA. I decided to get some gold, and to use Lear Capital, because of listening to George Noory, Coast to Coast AM. I trust his integrity and feel he only endorses advertisers he has researched and believes in.


    - Kendra Spencer
  • My order was entirely on-line. I did not deal with a Lear rep. I am very impressed with Lear Capitol and its low fees. Keep up the good work.

    - Karl Warner
  • Very nice lady, answered all our questions thoroughly. We will be recommending Lear to our friends. Thank you, Sincerely, Jo Ann & Chuck Spain

    - Chuck & Jo Ann Spain
  • So far everything is as advertised. Josh has been very understanding and explains things in lay terms which are very helpful to a novice.

    - Douglas Campbell
  • Clem was exceptional! He helped me with my purchase even though I only had a brief window of time to get it accomplished. He worked with me around my crazy schedule and helped me get it done in a timely and efficient manner. He was pleasant and very prompt in calling me back and quickly replied to my email questions. I will recommend him to others.

    - Julianne Wright
  • I had previously done business with Tony Kappos when he was affiliated with a different company. When he moved to Lear Capital, I was thrilled! Thrilled for me to become a Lear client and thrilled for Lear Capital to have acquired such a knowledgeable, honest, excellent sales representative as Tony. He is outstanding and I consider myself fortunate to have him as my sales rep. I have done business with other companies and reps in the past, but once I found Tony, I knew that those other reps and companies would lose my business to him.

    - Roberta Rawcliffe
  • As I told Tom, our representative, we dealt with another company before when purchasing metals. There was a total 180 degree difference between what our previous experience had been and dealing with Lear Capital. We feel as if we have gained a trusted friend in expanding our portfolio. Thanks for the great service.

    - Brennon & Susan Fernandez
  • Joanne is sharp as a tack when it comes to metals. I couldn't have been more pleased with her work. I won't hesitate a minute to call her when I'm ready for another purchase.

    - David Stone
  • I found Chuck Navies to be a delightful, professional, honest and all around good guy. Easy to talk to and knows a great deal about metals and answered every question I had, right on. But I'm sure you people already know that.(A good salesman too).

    - Paul Sabol
  • Colin is the most professional and friendly pm representative I have had the pleasure of working with. Colin really knows his stuff and when combined with Lear's pricing, customer service and prompt shipping, it's a win win for me. In my opinion, you guys are the best in the business!

    - Mike Bonebrake
  • Bruce is terrific. I have been recommending him, because he was patient enough to allow me to get a feel for his trust level, to friends who always inquire about my longterm interest in precious metals and coins. I think Bruce is an A++ asset to your organization. When a potential investor is beseiged by phone calls from companies from A to Z, it's a huge annoyance. At least you folks do not do that (haven't done that to me). Thank you for our experience.

    - Karen Bartlett
  • Clem is the reason I bought from Lear. I talked to other companies before I called Lear and Clem was absolutely the best and the absolute reason he got my order.

    - Kenneth Freeland
  • I don’t usually write letters such as these, however I felt it necessary to thank you for the wonderful service Lear Capital provides. I was shopping for a company with whom I might build a relationship in order to purchase Olympic Gold Eagles and other bullion as well as premium coins. I perused many websites and was impressed with yours in regard to content and the transparency of your pricing; other companies appeared to lack the professionalism and honesty that Lear Capital provides, but just to be sure, I checked out one of your competitors. When I initially called, I was quoted prices by the sales person which seemed somewhat reasonable but not as low as yours. When I met with the salesman, I found the pricing had changed and I asked to speak with the sales manager. I was kept waiting for almost an hour. After talking with him for a few minutes I realized that their pricing policy is “whatever we can get”. As a former President of a service company that grew from 30 employees and $4 million in revenue to $40 million and 170 employees, I know quite a bit about value and customer service. These two qualities are essential for a business relationship to successfully grow and prove mutually profitable and that is why Lear Capital is the company with whom I do business and one I would recommend highly.

    - Steven B.
  • Bill,

    We received our order. Sue and I wanted to thank you for your professional presentation from Lear Capital in helping us with our decision to join a winning company. Sue and I will for sure enjoy dealing with you in the future in our financial investments.

    Warm Regards

    - Jerry & Sue F.
  • Dear Paul.

    I received my 1-1/2 oz silver Canadian polar bears in good shape, and they are fantastic.

    I sure am glad you told me about these new coins instead of the American Eagle etc.

    I just wanted to say thanks.

    - Phil
  • I placed my first order with your company on 1/7/13. I had the pleasure of having Derek Pacheco assist me in making that purchase. Derek was knowledgeable regarding what I wanted to purchase & was a great help to me. His customer service skills rate at 5 stars. I have been in the customer service business for 35 years & I was impressed!

    Thank you for providing a professional customer service experience.

    - L. Hall
  • Greetings, I want to let you know that I am very happy with your service. My account exec, Tyler Quigley has been very helpful in getting me started in silver investments and keeping me abreast of the status of my account and online orders. Your deliveries have been faster than I anticipated and I will definitely recommend Lear to my friends.

    - Maurice Eldredge
  • Dear sirs:

    I am sending you this e mail to complement your representative Joanne Verbon on her professionalism in acting as our representative in the two transactions we have had with Lear Capital.

    Everything she told us was absolutely true, everything happened on exactly the time frame she promised and she indeed went above and beyond the call in handling both of our transactions.

    We are recommending Lear Capital and Joanne to friends and relatives of ours who may be interested in buying precious metals.

    Rest assured, that any future purchases on our behalf will go through Joanne and Lear Capital.

    We had previously bought gold and silver from Goldmasters, and the transactions were not nearly as trouble free as they were with you folks.

    Thanks again.

    - Paul & Jane Hoffman
  • Good morning,

    Like most who have recently entered the precious metal investment world I was nervous. Having spoken with several companies, it became a simple and clear decision once I spoke with Sean. I was basically educated but Sean answered the remaining questions and managed the entire process effectively so I had no anxiety.

    My wife and I remain anxious to increase our gold and silver ownership with further ownership and IRA transfers.

    Sean made it happen and is in fact the example of professional service for Lear.

    Thank you,

    - Denis & Betty White
  • Mr. B. Novak was very informative. I had many questions and he answered them to my satisfaction. The transaction via phone, e-mail and FedEx delivery went very smoothly. I highly recommend Lear Capital for others as well as myself.

    - Gayane Pogosyan
  • I had a very comfortable and enlightning contact with your account rep. Danny Desuse. My order was taken with some appropriate chit chat.I made a call a few days later to assure the correct address was on the court, not the road. At that time I got the delivery date. the delivery was perfectly on time. Thank You.

    - Harvey Schramm
  • I recently had one of your agents, Tom Francini come to my house. He not only delivered my new coins I purchased, but was willing to give me insight on other investments I have that was bothering me. Tom has always helped me in all transactions which shows me Lear Capital is Honest, Trustworthy, Helpful, and I would like to thank you for all the help I have received. GREAT COMPANY


    - Verna Dormer
  • Jody Alway made my most recent purchase successful by giving me a good price and picking up shipping!

    Thank you!

    - Mark
  • My experience with Lear Capital was a positive one and Derick could not have been more helpful. My only concern was it took a long time to receive my coin after my check had cleared the bank. Hope this helps. Thanks.

    - Norma
  • I recently decided to exchange money from a bank account, where it earns essentially nothing, to purchase silver coins as a hedge against inflation. I called Lear Capital and was connected with Adam who handled everything quickly and efficiently. I received all the information I needed to make an informed decision. Easy peasy--I will go back to Lear for any future coin purchases.

    - Thena

Ready to Start Investing with Lear Capital?

Our experts have been helping customers hedge their savings with gold and silver since 1997. More Americans are turning to Gold or Silver IRAs than ever before because they combine a physical, tangible asset with the modern tax-advantaged features of an individual retirement account. Precious Metal IRAs also help diversify against the volatility and risk of your retirement portfolio. Gold and Silver allow clients to potentially preserve wealth and may even maintain IRA dollars by increasing the store of value of physical metals to your retirement.

Lear Capital has streamlined the Gold or Silver IRA process into 3 Easy Steps!

Step One: Complete our IRA Account Form
Step Two: Determine your opening investment amount
Step Three: Open and fund your account with Lear Capital

The statements made on this website are opinions only. Past results are no guarantee of future performance or returns. Precious metals, like all investments, carry risk. Precious metals and coins may appreciate, depreciate, or stay the same depending on a variety of factors. Lear Capital, Inc. cannot guarantee, and makes no representation, that any metals purchased will appreciate at all or appreciate sufficiently to make customers a profit. Lear is a retail seller of precious metals and its buyback (or bid) prices are lower than its sell (or ask) prices. Metals must appreciate enough to account for this difference in order for customer to make a profit when liquidating the metals. Lear does not provide financial advice or retirement planning services. The decision to purchase or sell precious metals, and which precious metals to purchase or sell, are the customer’s decision alone, and purchases and sales should be made subject to the customer’s own research, prudence and judgment.