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American gold eagle coin Request your FREE Precious Metals Investor Kit and we’ll immediately add $500 to your account to help you get started!

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Lear does not provide financial advice and is a for profit retailer.
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IRA Eligible Gold & Silver Coins

IRA accounts traditionally play a large role in helping us to accumulate savings and a nest egg for retirement. Most individual retirement accounts contain stocks, bonds, and mutual funds and are subject to market fluctuations. Many of us have watched helplessly as our IRA statements have risen and fallen dramatically over the past few years. Since financial experts recommend a diversified investment approach to our "golden years" doesn't it make sense to diversify our IRA holdings as well?

Acceptable coins for IRA investment have traditionally been the American Gold Eagle and the Silver Eagle, but The Taxpayer Relief Act of 1997 expanded the range of IRA Eligible Coins. Acceptable gold coins for IRA investment must be at least .995 (99.5%) pure and be legal tender coins while silver coins must be at least .999 fine.

Lear Capital offers an array of IRA Eligible coins to help you diversify your financial holdings. Precious metals provide an excellent hedge against both economic downturns and stock market volatility. Adding physical gold and silver to an IRA account is a great way to protect your hard-earned savings and provide enduring value and security to your financial portfolio.

Please review our IRA Eligible Coin Gallery below:


  • Proof American Eagle
  • American Eagle
  • Gold Canadian Maple Leaf
  • Austrian Philharmonic
  • 2013 Gold Polar Bear
  • 2014 Gold Arctic Fox
  • 2015 Gold Polar Bear & Cub
  • 2016 Gold Snow Falcon
  • 2017 Gold Grizzly
  • 2018 Gold Snowy Owl
  • 2019 Gold Orca
  • 2020 Gold Spirit Bear
  • 2021 Gold Sea Otter


  • Proof American Eagle
  • American Eagle
  • Silver Canadian Maple Leaf
  • 2013 Silver Polar Bear
  • 2014 Silver Arctic Fox
  • 2015 Silver Polar Bear & Cub
  • 2016 Silver Snow Falcon
  • 2017 Silver Grizzly
  • 2018 Silver Snowy Owl
  • 2019 Silver Orca
  • 2020 Silver Spirit Bear
  • 2021 Silver Sea Otter

Note: Gold Bullion Bars that are .995+ fine and Silver Bullion Bars that are .999+ fine are also IRA eligible.

The statements made on this website are opinions only. Past results are no guarantee of future performance or returns. Precious metals, like all investments, carry risk. Precious metals and coins may appreciate, depreciate, or stay the same depending on a variety of factors. Lear Capital, Inc. cannot guarantee, and makes no representation, that any metals purchased will appreciate at all or appreciate sufficiently to make customers a profit. Lear is a retail seller of precious metals and its buyback (or bid) prices are lower than its sell (or ask) prices. Metals must appreciate enough to account for this difference in order for customer to make a profit when liquidating the metals. Lear does not provide financial advice or retirement planning services. The decision to purchase or sell precious metals, and which precious metals to purchase or sell, are the customer’s decision alone, and purchases and sales should be made subject to the customer’s own research, prudence and judgment.

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