IRA FAQs

In a Precious Metals IRA, do I actually own the physical metals or do I just get certificates?

When you open a Precious Metals IRA with Lear Capital, you will be the proud owner of the actual physical metals you purchased. All of your hard assets are securely stored at a state-of-the-art, IRS-approved, insured private storage facility. Once you are age-eligible to take a mandatory distribution, you can choose to either take physical possession of your metals or liquidate your assets (in the appropriate amount, as determined by the IRS rules).

Other Questions

The statements made on this website are opinions and past performance is no indication of future performance or returns. Precious metals, like all investments, carry risk. Precious metals and coins may appreciate, depreciate, or stay the same depending on a variety of factors. Lear Capital, Inc. cannot guarantee, and makes no representation, that any metals purchased will appreciate at all or appreciate sufficiently to make customers a profit. The decision to purchase or sell precious metals, and which precious metals to purchase or sell, are the customer’s decision alone, and purchases and sales should be made subject to the customer’s own research, prudence and judgment.