Is Lear Capital Going Out of Business?

No, Lear Capital is not going out of business. In fact, 2025 is shaping up to be a banner year for Lear Capital — which recently renewed its partnership with the distinguished Judge Andrew Napolitano who will continue to promote Lear Capital on his “Judging Freedom” podcast and YouTube channel, as well as on television ads.

Lear also recently released a comprehensive report on the silver market, highlighting key trends on the metal’s crucial influence on the modern economy — and continues to assist investors with bullion and rare coin purchases and adding physical gold and silver assets to an IRA account.

Launched in 1997 by investment professional Kevin DeMeritt, author of The Bulls, the Bears and the Bust, Lear has established itself during the past 28 years as one of the most respected precious metals dealers.

The Business Consumer Alliance, a nonprofit organization founded in 1928 that rates companies from AAA to F to help the public identify reputable organizations, gave Lear capital a triple-AAA rating, its highest rank, and the BBB gives Lear an A+ rating.

Lear Capital has also received thousands of five-star ratings — indicating excellent customer satisfaction — on the consumer review website Trustpilot.

Supplying Educational and Other Amenities

As a leading precious metals firm, Lear Capital is not going out of business, rather it is involved with a number of prominent associations that support the precious metals investment industry.

In addition to being a member of the National Coin & Bullion Association, which helps set precious metals industry standards, Lear is accredited as an authorized dealer by the Professional Coin Grading Service, and adheres to the same standard of integrity as PCGS, which is endorsed by the highly regarded Numismatic Guaranty Corporation coin grading agency.

In the decades since its inception, Lear Capital has expanded to offer a number of services that extend beyond directly assisting Americans with establishing precious metal-backed IRA investments and purchasing bullion and rare coins.

The company also provides robust industry news and real-time precious metal pricing content via its website to help investors make informed decisions.

“We have a lot of resources there,” Kevin DeMeritt says. “All of it is absolutely free of charge.”

An extensive online encyclopedia offers a comprehensive look at American coins; investors who are new to the industry can use it to search for specific items and learn about their issue date, appearance and other characteristics.

Investors who are considering selling their gold coin portfolio can also request an estimate of what their asset holdings are currently worth to determine if the sale would be worthwhile.

What Happened to Lear Capital?

Lear Capital remains fully operational and committed to serving its clients in the precious metals industry after completing a reorganization earlier this year. Throughout the reorganization, Lear continued to offer its full range of services uninterrupted, assisting investors with bullion and rare coin purchases and facilitating precious metals IRA accounts. The reorganization was part of a financial restructuring that allowed Lear to strengthen its business foundation and continue its mission of helping clients diversify into precious metals.

Since the reorganization, Lear Capital has seen sustained demand for physical asset purchases, including gold and silver, which many Americans and successful investors view as valuable hedges against inflation and economic uncertainty. Lear’s commitment to transparency and customer support remains strong, as evidenced by its AAA rating from the Business Consumer Alliance. Lear is also a PCGS (Professional Coin Grading Service) Authorized Dealer giving its customers the benefit of coin Grading Accuracy and Authenticity. Lear abides by the NGC’s (Premium Guaranty Corporation) coin grading Standard of Integrity, and is a voluntary member of the NCBA (National Coin and Bullion Association).

ConsumerAffairs has called Lear Capital “a smart choice,” and noted that the company provides market data and insights — potentially helpful information that could allow a client to remain actively involved with their investments.

For over 25 years, Lear Capital has maintained a solid reputation in the industry, adhering to high standards of integrity and service. Today, Lear continues to offer educational resources, pricing insights, and tools to help customers make informed investment decisions. The company also supports various industry standards as a member of the National Coin and Bullion Association and an authorized dealer for the Professional Coin Grading Service, ensuring a trusted, knowledgeable service for investors.

An Often Underestimated Investment Choice

The informational resources on Lear’s website can be particularly helpful to investors who are unfamiliar with the industry — which could be a considerable amount, based on the findings from a recent Bankrate survey. Only 9% of Americans identified gold and other precious metals as their preferred long-term investment in 2022.

Historically, both gold and silver have provided notable returns. Despite difficult economic factors, prices for both precious metals have tended to fare well.

Gold has experienced extraordinary growth in 2025, driven by factors including U.S. tariff uncertainty, geopolitical tensions, and dollar weakness. Prices have reached multiple record highs throughout the year. After starting 2025 around $2,650 per ounce, gold broke the $3,000 barrier in March before surging to over $3,400 in April, gains of more than 40% year-over-year.

Major financial institutions have raised their forecasts accordingly, with Goldman Sachs predicting gold could reach $3,700 by the end of 2025 and JPMorgan expecting gold to average $3,675 by Q4 2025.

Gold’s price has primarily trended upward over the long-term. Silver’s price has also generally increased in past decades — including a significant 557% leap during 1980’s challenging inflationary period. Silver followed gold’s strong performance in 2025, trading at over $35 per ounce and posting gains of approximately 17-18% year-over-year.

“[Silver] is a pretty good hedge against inflation; it [went] from about $10 up to nearly $50 an ounce the last time inflation ran this high,” Kevin DeMeritt says. “Gold [went] from about $150 an ounce in 1974 to about $850 an ounce at the peak of inflation in 1980.”

In the 1980s, a decade that included both a recession and a stock market crash, the CU 3000 Rare Coin index, a collectible coin price-performance listing compiled by PCGS, skyrocketed 660%.

Gold prices rose by nearly 13% in the first year of the 2009 recession, according to the U.S. Bureau of Labor Statistics. Since that recession, gold has actually risen at a higher rate than beforehand.

“Gold has a largely inverse relationship to stocks and other types of assets,” Kevin DeMeritt says. “[It’s] often used as an inflationary hedge. Every year, we're losing value [due to inflation], so we need something to offset that.”

Reaping Precious Metal-Related Rewards

Precious metal assets like gold — which experienced an 18% increase in demand in 2022, according to the World Gold Council — could help diversify and potentially safeguard a portfolio by counteracting the effect of more volatile assets.

“We’re starting to see more and more people become concerned about the volatility in the markets — which happens when you have high inflation and higher interest rates — and also the value of their currency,” DeMeritt says. “Gold is likely to be a great alternative; it happened, in the past, to be one of the better assets.”

Silver is also showing strength, with analysts expecting continued gains throughout 2025. Multiple forecasts predict silver could reach $40 by the end of 2025, with some analysts projecting even higher targets in the coming years.

Investing a portion of your portfolio in physical precious metal assets like gold and silver — is a potential approach investors may want to consider in today’s economy.

“Gold and silver have historically performed very well in times of inflation,” Kevin DeMeritt says. “With inflation and [a] recession looming, people should consider precious metals as a hedge against some of that economic uncertainty.”