Is Lear Capital Going Out of Business?

No, Lear Capital is not going out of business. In fact, 2025 is shaping up to be a banner year for Lear Capital — which recently renewed its new partnership with the renowned and nationally syndicated radio host and founder of The Blaze, Glenn Beck. Additionally, Lear Capital renewed its partnership with the distinguished Judge Andrew Napolitano who will continue to promote Lear Capital on his “Judging Freedom” podcast and YouTube channel, as well as on television ads.

Lear also recently released a comprehensive report on the silver market, highlighting key trends on the metal’s crucial influence on the modern economy — and continues to assist investors with bullion and rare coin purchases and adding physical gold and silver assets to an IRA account.

Launched in 2007 by investment professional Kevin DeMeritt, author of The Bulls, the Bears and the Bust, Lear has established itself during the past 27 years as one of the most respected precious metals-based investment service provider.

The Business Consumer Alliance, a nonprofit organization founded in 1928 that rates companies from AAA to F to help the public identify reputable organizations, gave Lear capital a triple-AAA rating, its highest rank, and the BBB gives Lear an A+ rating.

Lear Capital also received a five-star rating — indicating excellent customer satisfaction — from the consumer review website Trustpilot.

Supplying Educational and Other Amenities

As a leading precious metals firm, Lear Capital is not going out of business, rather it is involved with a number of prominent associations that support the precious metals investment industry.

In addition to being a member of the National Coin & Bullion Association, which helps set precious metals industry standards, Lear is accredited as an authorized dealer by the Precious Metals Association, a Professional Coin Grading Service-authorized dealer, and adheres to the same standard of integrity as PCGS, which is endorsed by the highly regarded Numismatic Guaranty Corporation coin grading agency.

In the decades since its inception, Lear Capital has expanded to offer a number of services that extend beyond directly assisting investors with establishing precious metal-backed IRA investments and purchasing bullions and rare coins.

The company also provides robust industry news and real-time precious metal pricing content via its website to help investors make informed decisions.

“We have a lot of resources there,” Kevin DeMeritt says. “All of it is absolutely free of charge.”

An extensive online encyclopedia offers a comprehensive look at American coins; investors who are new to the industry can use it to search for specific items and learn about their issue date, appearance and other characteristics.

Lear Capital also provides several helpful services, including a notification investors can sign up to receive when a precious metal’s price reaches a specific price level they’ve identified. Investors who are considering selling their gold coin portfolio can also request an estimate of what their asset holdings are currently worth to determine if the sale would be worthwhile.

What Happened to Lear Capital?

Lear Capital remains fully operational and committed to serving its clients in the precious metals industry after completing a reorganization earlier this year. Throughout the reorganization, Lear continued to offer its full range of services uninterrupted, assisting investors with bullion and rare coin purchases and facilitating precious metals IRA accounts. The reorganization was part of a financial restructuring that allowed Lear to strengthen its business foundation and continue its mission of helping clients diversify their portfolios with precious metals.

Since the reorganization, Lear Capital has seen sustained demand for physical asset purchases, including gold and silver, which many Americans now view as valuable hedges against inflation and economic uncertainty. Lear’s commitment to transparency and customer support remains strong, as evidenced by its AAA rating from the Business Consumer Alliance. Lear is also a PCGS (Professional Coin Grading Service) Authorized Dealer giving its customers the benefit of coin Grading Accuracy and Authenticity. Lear abides by the NGC’s (Premium Guaranty Corporation) coin grading Standard of Integrity, and supports the NCBA (National Coin and Bullion Association) on issues of taxation, IRS regulations, and legislation that impacts all tangible assets.

ConsumerAffairs has called Lear Capital “a smart choice,” and noted that the company provides market data and insights — potentially helpful information that could allow a client to remain actively involved with their investments.

For over 25 years, Lear Capital has maintained a solid reputation in the industry, adhering to high standards of integrity and service. Today, Lear continues to offer educational resources, pricing insights, and tools to help customers make informed investment decisions. The company also supports various industry standards as a member of the National Coin and Bullion Association and an authorized dealer for the Professional Coin Grading Service, ensuring a trusted, knowledgeable service for investors.

An Often Underestimated Investment Choice

The informational resources on Lear’s website can be particularly helpful to investors who are unfamiliar with the industry — which could be a considerable amount, based on the findings from a recent Bankrate survey. Only 9% of Americans identified gold and other precious metals as their preferred long-term investment in 2022.

“One of the biggest misconceptions is that gold is this relic and doesn't have [a] great performance record,” he says. “It has dramatically outproduced the stock market.”

Routinely, both gold and silver have provided notable returns. Despite difficult economic factors, prices for both precious metals have tended to fare well.

Gold’s price has primarily trended upward since 1990, when it was $386.20, reaching almost $2,800 an ounce in October 20243. Silver’s price has also generally increased in past decades — including a significant 557% leap during 1980’s challenging inflationary period, according to a Lear Capital analysis.

“[Silver] is a pretty good hedge against inflation; it [went] from about $7 up to $50 an ounce the last time inflation ran this high,” Kevin DeMeritt says. “Gold [went] from $50 an ounce in 1974 to $850 an ounce at the peak of inflation in 1980.”

Even recessions have largely failed to dampen gold’s performance. Its value rose between April 1973 to October 1982, regarded as the longest inflationary period in the U.S. to date, which occurred just before the country entered into a prolonged recession.

In the 1980s, a decade that included both a recession and a stock market crash, the CU 3000 Rare Coin index, a collectible coin price-performance listing compiled by PCGS, skyrocketed 660%.

Gold prices rose by nearly 13% in the first year of the 2009 recession, according to the U.S. Bureau of Labor Statistics. Since that recession, gold has actually risen at a higher rate than beforehand.

“Gold has an inverse relationship to stocks and other types of assets,” Kevin DeMeritt says. “[It’s] an inflationary hedge. Every year, we're losing value [due to inflation], so we need something to offset that.”

Reaping Precious Metal-Related Rewards

Precious metal assets like gold — which experienced an 18% increase in demand last year, according to the World Gold Council — could potentially help safeguard your portfolio by counteracting the effect of more variable assets.

“We’re starting to see more and more people become concerned about the volatility in the markets — which happens when you have high inflation and higher interest rates — and also the value of their currency,” DeMeritt says. “Gold is going to be a great alternative; it happened, in the past, to be one of the better assets.”

Following their steady performance in recent decades, gold and silver prices are expected to again increase this year. Analysts have estimated gold’s price will rise 3.3% and silver would be 8.8% higher by the end of 2023, compared to the average prices in 2022, according to a precious metals survey conducted by the London Bullion Market Association (LBMA) trade association.

Investing a portion of your portfolio in physical precious metal assets like gold and silver — is a potential approach investors may want to consider in today’s economy.

“Gold and silver have historically performed very well in times of inflation,” Kevin DeMeritt says. “Gold was up 300%; silver was up 500% the last time we saw inflation this high. With inflation and [a] recession looming, people should consider precious metals as a hedge against some of that economic uncertainty.”