Is Lear Capital a Legitimate Company?

Lear Capital is a legitimate company. Founded in 1997 by Kevin DeMeritt, an investment professional with extensive experience in the financial industry, Lear Capital has become one of the most recognized names in physical precious metals.

The Los Angeles-based company, which has earned a AAA rating from the Business Consumer Alliance, is known for its excellent customer service, which includes facilitating bullion and rare coin purchases and helping investors add physical gold and silver assets to an existing individual retirement account.

During its more than 28 years in business, Lear Capital has successfully served more than 100,000 satisfied customers and processed more than $3 billion in trusted transactions.

The company's credibility is reinforced by its relationship with legendary radio personality Glenn Beck, who has been a satisfied customer for two decades and recently became an official spokesperson. "Twenty years ago, I purchased my very first gold from Lear, and it has quadrupled in value," Beck said. "I trust Lear and am happy to recommend them."

Holding precious metal assets in an IRA allows Lear Capital customers to retain full control of their investment.

Lear Capital’s Streamlined Purchasing Process

One of the reasons Lear Capital is widely regarded as a reputable company is because it employs a gold and silver asset pricing system that centers on transparency.

Accredited as an authorized dealer by the Professional Coin Grading Service, Lear Capital abides by the third-party Numismatic Guaranty Corporation coin-grading service’s rigorous standard of integrity, guaranteeing coin-grading accuracy and authenticity. Lear Capital is also a voluntary member of the National Coin & Bullion Association.

Every step of Lear’s buying process is clearly defined to avoid any confusion; customers won’t be charged any unexpected fees — as part of the company’s Price Advantage Guarantee policy, they receive a written transaction agreement and both print and verbal (by phone) confirmation of the purchase details.

Lear has a 24-hour risk-free purchase guarantee, which gives buyers 24 hours to review their purchase and cancel their transaction at no cost.

Lear’s highly personalized approach to customer service includes matching each customer with a dedicated account representative who helps guide them through the precious metals investment process. You can also receive answers to any questions you may have by calling an 800 number during daytime hours to speak with a qualified customer service professional.

Investors can take advantage of a number of online resources Lear Capital offers, including a detailed online encyclopedia that can help you learn about the different types of American coins available. You can also access real-time precious metal-related pricing information on Lear’s website, along with updates about the economy and the precious metals market to stay informed about any developments that might impact your savings plans.

Lear will also provide an estimate of what your precious metals holdings are worth, if you’re considering selling your gold coin portfolio — or are just wondering what its current market value may be.

A number of investors who’ve worked with Lear Capital have praised the customer support they received from the company — which, based on more than 2,700 reviews, received a rating of Excellent on the popular Trustpilot consumer review platform.

Some called Lear Capital “the best in the business” and “a trusted friend in expanding our portfolio”; one investor said he was impressed with the transparency of its pricing, noting that “other companies appeared to lack the professionalism and honesty that Lear Capital provides.”

What Can You Gain From Making Precious Metals-Based Investments?

Economic uncertainty, geopolitical tensions, and ongoing deficit spending continue to cause market uncertainty in 2025. Americans seeking stability may want to consider gold and silver assets, which have demonstrated remarkable resilience and explosive growth in the current economic environment.

The precious metals market has shown extraordinary strength in 2025, with gold reaching multiple record highs and surpassing $3,400 per ounce. Silver, too, is positioned for significant growth due to industrial demand, particularly from the green technology sector. Central banks worldwide are purchasing gold at levels not seen in years, indicating growing institutional confidence in precious metals as a store of value.

Silver presents a particularly compelling opportunity, facing a deficit of approximately 149 million ounces. The green energy transition is driving unprecedented demand, with new solar panel technology requiring 12% to 20% more silver per unit, while the metal remains largely unrecoverable once used in these applications.

As the U.S. grapples with trillion-dollar deficits and interest payments on national debt exceeding $1 trillion annually, precious metals offer a traditional hedge against economic uncertainty. "I think over the next 24 to 36 months, people have to think about a back up plan," Kevin DeMeritt says. Whether through bullion, premium coins, or a self-directed gold-backed IRA, precious metals investments may provide portfolio diversification and potential protection against economic turbulence.

The potential for recession and monetary policy shifts could drive further growth in precious metals prices. As DeMeritt notes, "Through the end of 2025, I would actually be shocked if you don't continue to see it between $3,200 to $3,500 an ounce considering world affairs and a possible recession here in the United States." Experts typically recommend holding up to 20% of your portfolio in precious metals.

“It's a great diversification tool,” Kevin DeMeritt says. “Gold has outperformed the stock market since 2000.”