Lear Capital Emerges Strong From Reorganization
Lear Capital emerged in early 2024 from reorganization, a process that did not impact the company’s services for customers looking to diversify their portfolios by purchasing precious metals. Lear Capital actually saw increased interest in 2023 in the metal-based assets it deals in, including gold and silver.
The interest in Lear Capital’s services is part of a national trend that saw the number of Americans who see gold as the best long-term investment double between 2022 and 2023.
Lear Capital continues to operate as a leader in the precious metals industry. The Business Consumer Alliance has given Lear Capital a AAA rating, while the consumer review website Trustpilot gave the company a rating of 4.8 (out of 5), and Consumers Affairs gave Lear Capital 5 out of 5 stars.
Many may also know Lear Capital through legal and political commentator Judge Andrew P. Napolitano, who serves as the company spokesperson and appears in ads on Fox News and other media outlets. Nationally syndicated radio host Glenn Beck also is a longtime Lear customer and supporter. Lear sponsors his radio program and BlazeTV program.
What Happened With Lear Capital?
Lear Capital continues to operate as a leading precious metals firm, serving customers across the United States for over 27 years. Based in Los Angeles, the company specializes in the sale of gold, silver, and other precious metals, offering diverse options for customers looking to strengthen their portfolios. Lear Capital also assists individuals with opening precious metal IRAs, working with trusted third-party custodians to ensure a secure and convenient investment experience.
In addition to its bullion offerings, Lear Capital provides exclusive coin series, such as the recently launched “Shrine of Democracy” series featuring the four presidents carved into Mount Rushmore—a unique choice for collectors and investors alike. To support customers in making informed decisions, Lear Capital offers educational resources and real-time precious metal pricing on its website, helping investors stay informed about industry news and pricing trends.
Lear Capital also offers a free price notification service, allowing customers to receive alerts when the price of a specified metal reaches their desired threshold. For those considering selling precious metals, Lear provides complimentary asset evaluations, allowing customers to estimate the current value of their holdings before making any decisions.
With its commitment to transparency, customer education, and high-quality service, Lear Capital helps customers protect their portfolios by offering precious metals as a potential hedge against economic instability.
What Is the Lear Capital Lawsuit?
In 2021, Lear Capital became part of a trend in recent years involving the filing of lawsuits against companies that work in the precious metals industry. While many of those cases are pending, Lear Capital chose to resolve its case to avoid any disruption in the services it provides to customers.
Lear Capital also created more touch points in the precious metals-purchasing process to ensure that customers have no confusion about the time frame, fees or other elements of these transactions.
This commitment to customers is nothing new. The website ConsumerAffairs calls working with Lear Capital “a smart choice.” The site noted that the company provides market data and insights, which is helpful for customers who want to stay on top of their precious metals holdings in real time.
What is a Self-Directed IRA?
One of the areas of specialty for Lear Capital involves helping customers set up a self-directed IRA, which is a type of IRA that provides tax advantages for retirement savings, similar to traditional and Roth IRAs. However, unlike traditional IRAs, a self-directed IRA allows investors to purchase and hold physical assets such as gold, silver, and platinum.
While traditional IRAs invest money in financial instruments, a self-directed IRA lets investors own physical assets, offering a different form of portfolio diversification. The tax benefits of a traditional IRA, including deductions on contributions, still apply to a self-directed IRA. Additionally, investors have the option to roll over any part of an existing IRA into a self-directed IRA.
Self-directed IRAs are sometimes referred to as Precious Metals IRAs, but customers can also use self-directed IRAs to purchase real estate, digital currency, and other alternative assets.
Self-Directed IRAs Offer Diversification
Investing in precious metals such as gold, silver, and platinum can provide valuable diversification for your portfolio, especially during periods of uncertainty or market fluctuations. Precious metals can potentially mitigate losses elsewhere in your portfolio. Lear Capital can help you open a self-directed IRA, allowing you to purchase physical gold, silver, and platinum with retirement funds. Doing so can offer:
An Inflation Hedge: Precious metals may offer a potential safeguard against inflation and the diminishing value of fiat currencies. Historically, if inflation increases, the value of precious metals typically rises.
A Safe-Haven Asset: In times of geopolitical or economic instability, precious metals are a popular choice for investors seeking stability. Gold, silver, and platinum are often considered safe-haven assets, maintaining their value even when other investments may falter.
Why To Choose Lear Capital for Your Precious Metals Needs
Lear Capital emerged from reorganization in a strong position to continue helping customers achieve their financial goals. Over Lear’s many years in the metals investment industry, the company has worked with more than 90,000 customers and conducted more than $3 billion in transactions. The Lear Capital team has extensive experience in precious metals and offers personalized service.
Lear Capital remains committed to offering competitive pricing on precious metals and transparent fees for account management and storage. We want repeat customers and long-term satisfaction.
The statements made on this Website are opinions only. Past results are no guarantee of future performance or returns. Precious metals, like all investments, carry risk. Precious metals and coins may appreciate, depreciate, or stay the same depending on a variety of factors. Lear Capital, LLC cannot guarantee, and makes no representation, that any metals purchased will appreciate at all or appreciate sufficiently to make customers a profit. Lear is a retail seller of precious metals and its buyback (or bid) prices are lower than its sell (or ask) prices. Metals must appreciate enough to account for this difference in order for customer to make a profit when liquidating the metals. Lear does not provide financial advice or retirement planning services. The decision to purchase or sell precious metals, and which precious metals to purchase or sell, are the customer’s decision alone, and purchases and sales should be made subject to the customer’s own research, prudence and judgment.